Rates
Effective Date: 1/2/2025
Checking and Savings Accounts
|
Account Type* and Balance
|
Interest Rate
|
APY**
|
|---|
|
CBT Premier Checking
|
|
$2,500 - $9,999.99
|
0.36%
|
0.36%
|
|
$10,000 - $24,999.99
|
0.40%
|
0.40%
|
|
$25,000 +
|
0.45%
|
0.45%
|
|
CBT Health Savings
|
|
$.01 - $9,999.99
|
1.00%
|
1.00%
|
|
$10,000 - $24,999.99
|
1.15%
|
1.15%
|
|
$25,000 +
|
1.30%
|
1.31%
|
|
CBT Money Market
|
|
$5,000 - $14,999.99
|
0.75%
|
0.75%
|
|
$15,000 - $24,999.99
|
1.00%
|
1.00%
|
|
$25,000 - $74,999.99
|
1.50%
|
1.51%
|
|
$75,000 - $149,999.99
|
2.00%
|
2.02%
|
|
$150,000 - $249,999.99
|
2.50%
|
2.53%
|
| $250,000 + |
3.00% |
3.04% |
|
CBT Savings
|
|
$100 - $9,999.99
|
0.66%
|
0.66%
|
|
$10,000 - $24,999.99
|
0.76%
|
0.76%
|
|
$25,000 +
|
0.80%
|
0.80%
|
|
Account Type***
|
Interest Rate
|
APY**
|
|---|
Certificate of Deposit (CD) and Individual Retirement Account (IRA)
|
6 Month CD or IRA
|
|
$500 - $19,999.99
|
3.72%
|
3.75%
|
|
$20,000 - $49,999.99
|
3.72%
|
3.75%
|
|
$50,000 +
|
3.72%
|
3.75%
|
|
12 Month CD or IRA
|
|
$500 - $19,999.99
|
3.78%
|
3.83%
|
|
$20,000 - $49,999.99
|
3.78%
|
3.83%
|
|
$50,000 +
|
3.78%
|
3.83%
|
|
24 Month CD or IRA
|
|
$500 - $19,999.99
|
3.46%
|
3.51%
|
|
$20,000 - $49,999.99
|
3.46%
|
3.51%
|
|
$50,000 +
|
3.46%
|
3.51%
|
|
36 Month CD or IRA
|
|
$500 - $19,999.99
|
3.46%
|
3.51%
|
|
$20,000 - $49,999.99
|
3.46%
|
3.51%
|
|
$50,000 +
|
3.46%
|
3.51%
|
|
48 Month CD or IRA
|
|
$500 - $19,999.99
|
3.65%
|
3.70%
|
|
$20,000 - $49,999.99
|
3.65%
|
3.70%
|
|
$50,000 +
|
3.65%
|
3.70%
|
|
60 Month CD or IRA
|
|
$500 - $19,999.99
|
3.94%
|
4.00%
|
|
$20,000 - $49,999.99
|
3.94%
|
4.00%
|
|
$50,000 +
|
3.94%
|
4.00%
|
|
36 Month Youth Saver CD
|
|
$100 - $19,999.99
|
3.46%
|
3.46%
|
|
$20,000 - $49,999.99
|
3.46%
|
3.46%
|
|
$50,000 +
|
3.46%
|
3.46%
|
| 48 Month Youth Saver CD |
|
$100 - $19,999.99
|
3.65%
|
3.65%
|
|
$20,000 - $49,999.99
|
3.65%
|
3.65%
|
|
$50,000 +
|
3.65%
|
3.65%
|
|
60 Month Youth Saver CD
|
|
$100 - $19,999.99
|
3.94%
|
3.94%
|
|
$20,000 - $49,999.99
|
3.94%
|
3.94%
|
|
$50,000 +
|
3.94%
|
3.94%
|
*Interest rates may change after the account is opened and fees could reduce the earnings on the account
**APY (Annual Percentage Yield) is paid on the daily balance
*** Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
|
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