Personal Lending Services

We offer lending options to meet your needs.


Mortgage Loans

Columbus Bank and Trust Company is here to service all your mortgage needs. Whether you are buying a new home, refinancing your current home or building the home of your dreams, our experienced lenders will find the right product for you.

We offer pre-qualifications that may help you answer questions concerning your payment amount or other items to consider when budgeting for your next home.

Home Equity Loans & Home Equity Lines of Credit

Put the equity in your home to good use. Whether purchasing a new car, making home improvements or planning your next vacation, we can help. The interest paid on a home equity loan or a home equity line of credit may be used to reduce your taxable income (consult your tax advisor concerning the tax deductibility of any loan).

Personal Loans

Loans are available for the purchase of a vehicle or to cover personal expenses. We offer new and used vehicle financing at competitive rates and terms. Available benefits include automatic payments, credit life and disability insurance plans.

Nebraska Energy Loans

Columbus Bank and Trust Company has offered Nebraska Energy loans for over 25 years. The program offers financing for energy savings improvements (subject to Nebraska Energy Office approval) for your home or business. Low fixed interest rates for a term of up to ten years are available for qualified applicants. Just a few of the improvements that may qualify for the program include siding and window replacements as well as furnace, heat pump and central air conditioning unit replacements. Contact our lenders for details.

Get Started

Contact one of our experienced lenders to help you find the loan product that is right for you.

Contact Personal Lenders


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