Checking Account Products

Columbus Bank and Trust Company offers different types of personal checking accounts to fit your banking style. Our accounts range from interest bearing to non-interest bearing depending on your banking needs.

  
Personal Checking Accounts
 Enterprise AccountExecutive AccountCB Advantage Checking*Health Savings Account**Indexed Money Fund Account
Minimum Deposit to Open

$100

 $500 $500 $0 $2,500
Monthly Service Charge $0 $5/month fee below $500 average daily balance $0  $0 $0 
Earns Interest   Checkmark  Checkmark Checkmark Checkmark
MasterCard Debit Card Available Checkmark Checkmark Checkmark Checkmark  
eStatements Available Checkmark Checkmark Checkmark Checkmark Checkmark
Unlimited Check Writing Checkmark Checkmark Checkmark Checkmark  
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* CB Advantage Checking account open to individuals age 50 and better.

** Health Savings Account subject to eligibility

Enterprise Account

  • Minimum opening deposit of $100
  • No minimum balance requirement
  • No monthly fee
  • MasterCard debit card available
  • eStatements available
  • Unlimited check writing

Executive Account

  • Earns interest on daily balance for the period (subject to our current rates)
  • Minimum opening deposit of $500
  • Below $500 daily balance will accrue a $5 per month minimum balance fee
  • MasterCard debit card available
  • eStatements available
  • Unlimited check writing

View Rates

CB Advantage Checking

  • Open to individuals age 50 and better
  • Earns interest on daily balance for the period (subject to our current rates)
  • Minimum opening deposit of $500
  • Free special CB Advantage personalized checks
  • Fee waived on money orders
  • MasterCard debit card available
  • eStatements available
  • Unlimited check writing

View Rates

Health Savings Account

Health Savings Accounts are subject to eligibility. See if you qualify.

  • Account earns interest on daily balance for the period (subject to our current rates)
  • Set up fee $25
  • No minimum balance requirement
  • Monthly statement with interest compounded quarterly
  • MasterCard debit card available
  • eStatements available
  • Unlimited check writing

View Rates

Indexed Money Fund Account

  • Account earns interest on daily balance for the period (subject to our current rates)

  • $2,500 deposit to open account

  • Monthly statement with interest compounded quarterly
  • Unlimited in-house transfers
  • Limit of 6 transactions from account each month. There will be a $5.00 charge for each transaction that exceeds the limited 6 transactions per month
  • eStatements available

View Rates

 

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