Checking Account Products

Columbus Bank and Trust Company offers different types of personal checking accounts to fit your banking style. Our accounts range from interest bearing to non-interest bearing depending on your banking needs.

 
Personal Checking Accounts
 CBT CheckingCBT Premier CheckingHealth Savings Account*CBT Money Market
Minimum Deposit to Open

$0

$2,500 $0 $10,000
Monthly Service Charge No monthly fee with eStatements $0 $0 No monthly fee with eStatements
Earns Interest   Checkmark  Checkmark Checkmark
MasterCard Debit Card Available Checkmark Checkmark Checkmark  
eStatements Available Checkmark Checkmark Checkmark Checkmark
Unlimited Check Writing Checkmark Checkmark Checkmark  
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* Health Savings Account subject to eligibility

CBT Checking

  • No Minimum to open account
  • No minimum balance requirement
  • No monthly fee with eStatements

CBT Premier Checking

  • Minimum deposit $2,500.00 to open
  • Minimum balance of $2,500.00 to earn interest
  • Earns interest on daily balance for the period (subject to current rate)

View Rates

Health Savings Account

Health Savings Accounts are subject to eligibility. See if you qualify.

  • No minimum balance requirement
  • Set up fee of $50.00
  • Earns interest on daily balance for the period (subject to current rate)
  • Monthly statement with interest compounded quarterly
  • Unlimited check writing

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CBT Money Market

  • Minimum deposit $10,000.00 to open
  • Minimum balance of $5,000.00 to earn interest

  • No monthly fee with eStatements
  • Capability to write checks
  • Withdraw, transfer, or write checks up to 6 times per month.  Fees may apply if limit is exceeded

View Rates

 

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