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Columbus  Bank and Trust Company

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Small Enough to Care!

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Jack Henry & Associates, Inc.

Member FDIC     Equal Housing Lender

 
Rates Effective: May 13, 2013
 
Executive and CB Advantage Accounts*
Balance

Rates

 APY

$500     < $10,000 0.05% 0.05%
$10,000  < $25,000 0.10% 0.10%
             > $25,000 0.15% 0.15%
 

Savings Accounts*

Balance

Rates APY
$100 < $10,000 0.10% 0.10%
$10,000 < $25,000 0.15% 0.15%
  > $25,000 0.20% 0.20%

 

Indexed Money Fund Accounts*

Balance

Rates

APY

$2,500 < $10,000 0.15% 0.15%
$10,000 < $25,000 0.20% 0.20%
$25,000 < $50,000 0.25% 0.25%
  > $50,000 0.30% 0.30%
   

Certificate of Deposit**

  6 Month 12 Month 18 Month 24 Month

Balance

Rate APY Rate APY Rate APY Rate APY
$500 <

$20,000

0.25% .25% .45% .45% .65% .65% .70% .70%
$20,000 < $50,000 0.27% .27% .47% .47% .67% .67% .73% .73%
>$50,000     0.30% .30% .50% .50% .70% .70% .76% .76%
 
 

Certificate of Deposit**

    30 Month 36 Month 48 Month 60 Month
 

Balance

Rate APY Rate APY Rate APY Rate APY
  $500 <

$20,000

0.80% 0.80% 0.90% 0.90% 1.10% 1.10% 1.25% 1.26%
  $20,000 < $50,000 0.83% 0.83% 0.93% 0.93% 1.13% 1.13% 1.28% 1.29%
  >$50,000     0.86% 0.86% 0.96% 0.96% 1.17% 1.18% 1.32% 1.33%
 



*Interest Rates may change after the account is open and fees could reduce the earnings on the account.
**Substantial Penalty for Early Withdrawal
APY (Annual Percentage Yield) is paid on the average daily balance.

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