Regular Savings Account

Tier I:   $100 - $9,999.99   Tier II:  $10,000 - $24,999.99   Tier III:    $25,000 +

Benefits:

Quarterly statement with quarterly compounding Interest rate subject to market rate

Costs:

Fee based on a daily balance:  $100 and over, no  cost per quarter  Below $100.00, $3.00 per quarter

Indexed Money Fund Account (IMFA)

Enjoy easy access while earning market rates! Based on a daily average balance - the higher the balance, the higher the rate of interest.

Tier I:   $2,500 - $9,999.99   Tier II:  $10,000 - $24,999.99   Tier III:    $25,000 - $49,999.99   Tier IV:    $50,000 +

Benefits:

Interest rate subject to market rate Quarterly statement with interest paid and compounded monthly Check writing (certain restrictions apply) Unlimited in-house transfers Check safekeeping

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