A Health Savings Account (HSA) is a tax-exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse and/or your dependents.

Just having an Health Savings Account will remind you to set aside your health insurance deductible each year.

• Minimum deposit $100.00

• Interest rate subject to market rate

• Interest paid annually with an annual statement

• Other options:  Open an HSA Checking account with a debit card

The above account is FDIC insured. Interest is calculated on a 365-day base, and all are subject to a penalty for early withdrawal.

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